What We Offer
At JM Group Benefit Consultants, we provide independent, strategic guidance to help employers design benefit programs that genuinely support their people and remain sustainable over the long term.
Our approach is thoughtful and practical. We simplify complexity, manage costs, and give you confidence at every stag of your benefits journey.
Whether you’re implementing a new plan, reviewing an existing one, or navigating renewals, we act as a trusted partner—advocating for your business and your employees every step of the way.
Employee Health & Dental Plans
We specialize in designing and managing employee health and dental plans for organizations of all sizes. Every workforce is different. That’s why we take a tailored approach—carefully assessing your demographics, business objectives, and budget before recommending a plan structure.
Our goal is to create coverage that employees understand, value, and use—while helping employers manage costs and plan for long-term sustainability.
Proprietary Block Arrangement
Through long-standing industry relationships and a reputation built on integrity, we manage exclusive proprietary Block Arrangement Programs. These programs offer access to competitive pricing, greater predictability, and more stable renewals than traditional insured plans.
For employers, this means improved cost control and transparency. For employees, it means reliable coverage backed by a thoughtfully structured plan.
Health & Wellness Programs
A strong benefits plan goes beyond insurance coverage. We help employers integrate health and wellness initiatives that support physical, mental, and emotional wellbeing—while aligning with the realities of today’s workforce.
From health spending accounts to wellness programs that encourage healthier workplaces, we help you enhance engagement and demonstrate meaningful care for your team.
Group Retirement Plans
We assist employers in designing and managing group retirement solutions that support employees’ financial well-being and long-term security. Well-structured retirement plans play a key role in attracting and retaining talent while helping employees feel supported beyond their working years.
Our approach ensures your retirement plan complements your overall benefits strategy and align with your organization’s goals.
Administrative Services Only (ASO)
For organizations seeking greater flexibility and control, Administrative Services Only (ASO) arrangements can be a powerful alternative to traditional insured plans. We help assess whether ASO is the right fit, design the structure, and manage ongoing administration to ensure clarity and confidence.
Ongoing Advisory and Support
Our role doesn’t end once a plan is implemented. We act as your first point of contact for ongoing plan management, renewals, employee questions, and claims-related support. By handling these day-to-day interactions, we reduce administrative burden and help resolve issues quickly and effectively. When questions arise, your employees speak to someone who understands the plan—and genuinely cares about helping.
A Partner You Can Rely On
The benefits landscape is constantly changing, and employers deserve an advisor who stays ahead of it. We monitor market trends, regulatory changes, and renewal factors so you can focus on running your business with confidence.
From initial consultation to long-term strategy, we’re here to support your people and protect your investment in their wellbeing.